Upload your portfolio and instantly see what professional investors see. Understand your diversification, concentration risk, sector exposure, correlations, historical resilience, and overall portfolio quality—all before making your next investment decision.
Dashboard is free, always. Paid tiers start with a 30-day free trial — no credit card required.
Are your ETFs diversified — or do several of them own the same handful of companies? Most investors have never actually checked.
How would your portfolio have behaved in a past downturn — and how top-heavy is it in any one sector or holding right now?
Are you on track for retirement or another goal — tested against real historical stretches, not just one optimistic projection?
Investelligence helps you answer all three — starting on the free Dashboard, with more depth as you go.
For decades, the kind of analysis that could actually improve your decisions was locked inside large investment firms. Investelligence brings that same rigor to your own portfolio — not as advice telling you what to buy, but as a way to actually see what you own and why it behaves the way it does.
Most investors have a vague sense of their own risk tolerance — but have never actually seen how their current portfolio would have behaved in a real downturn. They find out during 2008, 2020, or 2022, not before. Investelligence runs your actual holdings through real historical crises first, so the surprise happens on a screen, not in your account.
Your portfolio is up 20% this year, and it feels like proof you're doing something right. But a good return doesn't tell you why it happened — whether it came from decisions that will keep working, or a market and sector tailwind that can reverse just as fast as it arrived. Investelligence shows you which one it actually was.
Robo-advisors and "top picks" lists hand you a decision without teaching you anything. Raw data from a brokerage app hands you numbers with no guidance on what they mean. Investelligence sits in between — giving you the same rigor a professional would use, built so you understand your own decisions instead of outsourcing them.
Bloomberg. FactSet. Morningstar Direct. The platforms professionals use to see what actually drives a portfolio are priced for firms managing hundreds of millions — $20,000+/year, out of reach for literally everyone else. The intelligence gap has always just been a price gap.
The same three-lens process professional investment teams use — now available to every self-directed investor.
Market Intelligence delivers a monthly regime signal — Risk-On or Risk-Off, plus a Bullish / Bearish / Neutral macro read — derived from quantitative indicators, not opinion or headlines.
Explore 10+ model strategies with full analytics — rolling returns, drawdown analysis, risk-adjusted performance, and sector exposures — or blend your own from ETFs, model portfolios, and your saved holdings.
Can your plan survive a bad decade? Run your saved goals through historical stress scenarios and Monte Carlo simulation to see a realistic range of outcomes — not a single confident number.
Most tools answer the questions you already know how to ask. Here's what happens when you ask a deeper one.
Do my ETFs overlap in holdings? If Fund A and Fund B don't own the same top 10 stocks, they're probably diversifying each other.
You can own 15 completely different tickers across three different funds and still be carrying one concentrated bet — because diversification isn't about which names you own, it's about which risks you own. Investelligence looks at how independently your holdings actually move, and what specific exposures — a sector, a market factor, a macro theme — are shared underneath the surface. Two ETFs with zero overlapping holdings can still rise and fall together for the exact same reason, and two you'd never think to compare can be doing more real diversifying work than the ones that "look" different.
Revenue growth, margins, P/E ratio, analyst price targets — is this a good company, trading at a reasonable price?
A great company can still be a disappointing investment if what's actually been driving its stock price has nothing to do with the business itself. Investelligence's Return Driver Profile breaks down how much of a stock's historical return has really come from the company's own fundamentals, versus the broader market, its sector, or specific style factors like momentum and quality. Two stocks can look identically "cheap" on paper and be nothing alike underneath — one earning its price from real business performance, the other just riding a market or sector wave that can turn just as fast as it arrived.
This is the same lens professional multi-factor research uses — now available for any stock or ETF, not just the ones institutions cover.
Start free on the Dashboard. Upgrade only when you're ready to go deeper — each tier builds on the one before it, so you never lose what you already have.
Drop in a CSV of your actual holdings — stocks or ETFs — and see it analyzed instantly. Or save it and reload it anytime, no re-uploading required.
Sector & Asset-Class Breakdown
See exactly where your money is concentrated — by sector for stocks, by asset class for ETFs and funds — in one clear chart.
Correlation, Concentration & Beta
The same questions a professional would ask about your portfolio: which holdings move together, how top-heavy are you, and how does the whole thing move relative to any benchmark you pick.
Market Intelligence
A monthly market regime signal (Risk-On / Risk-Off, Bullish / Bearish / Neutral) plus sector, factor, and asset-class ratings — the backdrop worth checking before you look at any single investment.
Research Center
Rank and screen ETFs, funds, and stocks by our composite scoring, or pull up a full Investment Profile on any single ticker — valuation, return drivers, factor ratings, and a full score breakdown.
Strategy Lab
Explore our proprietary model portfolios — real holdings, real historical performance — and see how any dollar amount would split across a strategy's positions.
Portfolio Analytics
Understand how every investment affects the strength, resilience, and diversification of your overall portfolio — not just how it looks on its own — plus a What-If tool showing what a sell-on-drawdown discipline would have done historically.
Custom Strategy Builder
Blend ETFs, our model portfolios, and your own saved portfolios together at whatever weights you choose, then get the full analytics — risk, correlation, diversification score — on the result.
Portfolio Impact
See where your portfolio sits on an efficient frontier of similar-risk alternatives, and get a clear before/after view of what adding a new position would actually do to your numbers.
Portfolio Screener
Browse a catalog of pre-built portfolios across risk archetypes and sleeves — filter by beta, volatility, drawdown, or regime mix, and use any one as a starting point for your own strategy.
Strategy Stress Analytics
Run any portfolio through real historical crises — recessions going back to the 1970s, high-volatility stretches, or the market's worst individual months — scaled by that portfolio's own risk profile.
Investment Goal Planner
Debt payoff, early retirement, or a target monthly income — work backward from what you actually want, and see exactly what it takes to get there.
Plan Scenario Test
Pressure-test a saved goal against a realistic range of outcomes — not a single confident number — including what happens if a downturn lands early vs. late, or if life gets in the way.
Every tier includes everything below it. The question isn't "which features do I want" — it's "what am I actually trying to figure out right now?"
"Is this specific stock or fund actually any good — and what's the market doing right now?"
"I own several things separately — am I actually diversified, or just holding a pile of similar bets?"
"Will my plan actually survive a bad decade — and am I on track for what I'm saving toward?"
A fair look at where the major research and portfolio-analysis platforms are strong — and where combining security research with portfolio-level science in one place fills the gap.
| Capability | Investelligence | Morningstar Investor | Seeking Alpha Premium | Portfolio Visualizer |
|---|---|---|---|---|
| Price | $11.90–$29.90/mo by tier — see below |
$20.75/mo | ~$25/mo | Free tier, then ~$30/mo |
| Individual stock/fund research & ratings | ✓ Analyst | ✓ | ✓ | — (portfolio-only, no security ratings) |
| Market regime signal (Risk-On/Risk-Off, macro read) | ✓ Analyst | — | — | — |
| Build & analyze a custom blended portfolio | ✓ Strategist+ | Portfolio X-Ray | Basic tracking | ✓ (core focus) |
| Regret Analysis (what a sell-on-drawdown discipline would have done historically) | ✓ Strategist+ | — | — | — |
| Historical backtesting / crisis stress testing | ✓ Manager | — | — | ✓ |
| Monte Carlo goal & retirement simulation | ✓ Manager | — | — | ✓ |
| Saved goal stress-tested against market timing and life events together (contribution cuts, shortened horizon, timed withdrawals) | ✓ Manager | — | — | — |
| Free tier with real portfolio analytics | ✓ No plan needed | Limited | Limited | ✓ (up to 25 assets) |
| Stock recommendations / "buy this" picks | Not our model, by design | — | Alpha Picks (add-on) | — |
Investelligence checkmarks show the minimum tier each capability requires — Dashboard is free for everyone; Analyst, Strategist, and Manager each include everything in the tier(s) below them. See full plan details ↓
Pricing and features current as of publication and based on each provider's publicly listed plans; confirm current details directly with each provider before deciding. This comparison reflects what each platform is built around, not a claim that one is objectively "better" — the right tool depends on whether you're optimizing for individual stock research or portfolio-level decision-making.
Whether you're evaluating your next investment, building a portfolio, or planning for the future, choose the level of intelligence you need. Every tier includes a 30-day free trial. No credit card required to start.
Every annual subscriber gets their own referral link — refer as many people as you'd like, with no cap on how much you can earn.
Subscribe to any annual plan and get your own referral link — share it with as many people as you'd like.
When someone signs up through your link and subscribes to any annual plan, they get $25 off that payment immediately.
For every person who subscribes through your link, you earn $25 in referral credit — with no limit on how many people you refer.
"I've been self-directing for 12 years and this is the first platform that actually teaches me how to think, not just what to do. The regime signals alone changed how I approach market positioning."
"Running Monte Carlo simulations on my retirement scenario was eye-opening. I realized I was taking on more risk than my actual goal required. No advisor told me that — the data did."
"The strategy comparison tool is something I used to pay $400/month for through institutional software. Getting this quality of analytics at this price point is genuinely remarkable."
Join investors who want more than stock tips. Build a stronger portfolio with institutional-quality research, professional portfolio analytics, and a disciplined investment framework designed for long-term success. 30 days free — no commitment required.
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