Dashboard — Investelligence

As Of Month

ⓘ All charts and screeners below reflect data as of the selected month.

Rotation Overview - US

See which sectors, factors, asset classes, and core ETFs are currently in favor versus out of favor in the market — useful context for understanding where your own holdings stand relative to broader trends.

Top 10 Most Crowded Trades

See which ETFs/funds have become the most "crowded" — heavily bought into by the market all at once — which can be an early warning sign for sharper reversals ahead.

My Portfolio

Upload your portfolio

Upload a CSV with your holdings to see 1-month, YTD, and 1-year performance for holdings within our coverage.

Format: Date, Ticker, Weight (optional if Amount provided), Amount · Session only — not stored server-side

Download sample CSV →

— or —

Load a Saved Portfolio

— or —

Link a Brokerage Account

Connect a real US or Canadian brokerage account instead of uploading a file — Investelligence never sees your login credentials, and access is read-only (nothing can be bought, sold, or moved). Available on any active subscription plan.

Your Portfolio at a Glance

Analyzing…

Benchmark

As Of

—

Coverage —

Non-Company-Specific Return Drivers ⓘ

—

Weighted avg. share of return from Market + Sector + Factors + Macro

Top 10 Concentration

—

Combined weight of largest 10 holdings

Beta vs Benchmark ⓘ

—

Select a benchmark above

Risk-Reward Ratio vs BM ⓘ

—

Weighted across holdings

Market Positioning ⓘ

—

Weighted crowded score

Concentration Risk Rating

—

Based on combined weight of largest 10 holdings

Weighted Upside

—

Analyst price-target upside, stock holdings

Sector Ranking

—

Avg. sector percentile, stock holdings

Crowded Allocation

—

Weight in "Crowded" holdings

Weakening Sector Allocation

—

Weight in sectors losing momentum

Lagging Sector Allocation

—

Weight in sectors trailing the market

Regime Mix ⓘ

⚡ Rapid Mover

—

🛡️ Defensive

—

🔀 Diversifier

—

— Standard

—

Weight breakdown by how each holding behaves in Risk-On vs Risk-Off markets

Sector Allocation

ⓘ For stock holdings, grouped by sector (qt_universe_returns). For ETF/fund holdings, grouped by asset class (qt_etf_returns) instead, since ETFs don't have a single sector.

Top 10 Concentration

Ticker	Name	Sector / Asset Class	Weight

Concentrated Holdings

ⓘ Any single holding at 5% weight or more, individually rated. A large combined Top 10 weight can still be well-diversified across those 10 -- this instead flags any ONE position that's grown large enough on its own to matter.

Ticker	Name	Weight	Rating

Correlation Matrix — Holdings

ⓘ How closely each pair of your holdings has historically moved together. 1.0 = always move together, 0 = no relationship, negative = tend to move opposite.

Holdings

ⓘ Risk-Reward Ratio for stocks uses P/E and analyst upside; for ETFs/funds/strategies it uses annualized return over risk (volatility × beta) -- both scaled by the same risk denominator, just different numerators appropriate to the holding type.

Risk Influencers — Return Attribution

What this shows: how sensitive your portfolio's monthly returns have been to the broad market plus five specific themes that don't always move together with it — AI & Technology, Defence, Oil & Energy, Commodities, and Precious Metals. Beta is how much your portfolio has tended to move when each factor moved; % Exposure shows how that factor's pull compares to the others.

Leave a Review

Your feedback may be shown publicly on our homepage if rated 3 stars or higher.

0 / 100 words

Research platform only. All data and analytics are for informational and educational purposes. Nothing constitutes investment advice. Past performance does not guarantee future results.

Current plan

Analyst

Free trial · Ends in 30 days

Trial ends

—

After trial

No charge until you choose a plan. Your data stays safe.

Your Referral Link

Share this link. When someone signs up through it and subscribes annually, they get $25 off immediately, and you get $25 off your next annual renewal.

Available Plans

Monthly Annual Save ~17% vs. monthly

Portfolio Analyst

Market intelligence, research center, and factor-research framework portfolios.

^$11.90

/month · billed monthly

Market Intelligence — Equity Rating, 60/40, Sector Rating
Research Center — Research Lab, Investment Profile, Factor Rating
Research Framework Center — 8 factor-research portfolios
Portfolio Analytics comparison tool
Custom Strategy Builder
Portfolio Manager tools

Portfolio Strategist

Everything in Portfolio Analyst, plus institutional-depth analytics and blending tools.

^$19.90

/month · billed monthly

Everything in Portfolio Analyst
Portfolio Analytics — deep stats, comparison, diversification score
Custom Strategy Builder — blend ETFs + framework portfolios
Portfolio Impact — before/after analysis, dollar growth calculator
Strategy Stress Analytics, Investment Goal Planner, Plan Scenario Test
Upload your own portfolio

Portfolio Manager

The complete platform, including your own uploaded portfolio.

^$29.90

/month · billed monthly

Everything in Portfolio Strategist
Upload your own portfolio — use it everywhere, including Custom Strategy Builder
Portfolio Screener — browse pre-built portfolios filtered by risk profile
Strategy Stress Analytics — historical + regime scenarios
Investment Goal Planner — debt reduction, early retirement, secondary income goals
Plan Scenario Test — probability-band outcomes
Priority access to new modules

All plans include a 30-day free trial. No charge until you choose a plan. Cancel anytime before trial ends at no cost.

Compare

Rank	Investor	Type	Risk-Reward Ratio	Weighted Upside
Loading…

Rank	Pod	Members	Leaderboard Position
Loading…

📚

How to use this page

Every concept below is broken into three layers: the technical definition, what it actually means in plain English, and how it shows up in your own portfolio with a worked example. Click any concept to expand it — you don't need to read this front to back, just look up whatever you're curious about as you explore the rest of the platform.

Viewing market: United States

Month

Market Rating

Risk-On

As of Jul 2026

Macro Rating

—

As of selected month

Regime Accuracy

—

Market Regime

—

Macro Regime

60/40 Overlay Cumulative Return

—

60/40: —

Equity Weight

—

Model equity allocation

Bond Weight

—

Model fixed income allocation

S&P-500 ETF Monthly Returns by Rating

ⓘ Shows how the S&P 500 typically behaves in months tagged Risk-On vs. Risk-Off, compared to all months overall — useful for seeing whether the rating actually lines up with real market behavior historically.

Loading…

Based on VOO (S&P 500 ETF) monthly returns, grouped by whether the US Equity Rating was Risk-On or Risk-Off in that month.

Rating Interpretation

What Risk-On means

Signals are broadly positive right now — strong participation, calm price action, an upward trend. Conditions like this have historically favored stocks over caution.

How Investelligence uses this rating

This rating drives the Equity Weight / Bond Weight mix above — a dynamic 60/40-style allocation between equity (VTI) and bonds (BND). More equity when the rating is favorable, more bonds when it's not. These same regime-suggested weights are what the Dynamic 60/40 Strategy below actually holds each month — when this rating shifts, that strategy's real equity/bond mix shifts with it, rather than staying fixed like a traditional 60/40 portfolio. Research illustration only, not investment advice.

Dynamic 60/40 Strategy

Illustrates the TMRRO 60/40 overlay — a tactical position that adjusts according to the US Equity Rating — versus a static 60% VTI / 40% BND traditional benchmark held every month regardless of rating.

Calendar Year

ⓘ Dashed lines indicate backtest period. Solid lines indicate live model tracking.

60/40 Overlay vs Traditional 60/40 — Cumulative Return

60/40 Overlay Traditional 60/40

Month

Sector	Outlook	Allocation
Select a month and click Load Ratings.

This shows which sectors the platform's own research models currently favor or avoid, based on where the market cycle seems to be right now. It's a research-level view, not picks for you to act on directly — not a recommendation to buy, sell, or hold any security.

What this rating means

Each sector above is tagged Favorable, Neutral, or Unfavorable based on where it sits in the market cycle right now, with a suggested Allocation weight next to it. Favorable sectors are ones the models currently see tailwinds for; Unfavorable ones face more headwinds.

How Investelligence uses this rating

These per-sector outlooks drive the Dynamic Sector Allocation strategy below — shifting weight toward Favorable sectors and away from Unfavorable ones over time, versus holding a static S&P 500 benchmark. Research illustration only, not investment advice.

Dynamic Sector Allocation Strategy Performance

ⓘ How a strategy that shifts sector exposure over time has performed compared to a fixed S&P 500 benchmark, month by month and by calendar year.

Illustrates a strategy that allocates across sector ETFs based on the sector outlook above, compared to a static S&P 500 benchmark.

Calendar Year

ⓘ Dashed lines indicate backtest period. Solid lines indicate live model tracking.

Dynamic Sector Allocation vs S&P 500 — Cumulative Return

Returns adjusted for capital gains tax assumed at 37%. Hypothetical research illustration, not investment advice.

Month

Factor	Outlook	Allocation
Select a month and click Load Ratings.

This shows which investing factors (like quality, value, or momentum) the platform's own research models currently favor or avoid, based on where the market cycle seems to be right now. It's a research-level view, not picks for you to act on directly — not a recommendation to buy, sell, or hold any security.

What this rating means

Each factor above is tagged Favorable, Neutral, or Unfavorable based on where it sits in the market cycle right now, with a suggested Allocation weight next to it. Favorable factors are ones the models currently see tailwinds for; Unfavorable ones face more headwinds.

How Investelligence uses this rating

These per-factor outlooks drive the Dynamic Factor Allocation strategy below — shifting weight toward Favorable factors and away from Unfavorable ones over time, versus holding a static S&P 500 benchmark. Research illustration only, not investment advice.

Dynamic Factor Allocation Strategy Performance

ⓘ How a strategy that shifts factor exposure over time has performed compared to a fixed S&P 500 benchmark, month by month and by calendar year.

Illustrates a strategy that allocates across factor ETFs based on the factor outlook above, compared to a static S&P 500 benchmark.

Calendar Year

ⓘ Dashed lines indicate backtest period. Solid lines indicate live model tracking.

Dynamic Factor Allocation vs S&P 500 — Cumulative Return

Returns adjusted for capital gains tax assumed at 37%. Hypothetical research illustration, not investment advice.

Month

Asset Class	Outlook	Allocation
Select a month and click Load Ratings.

This shows which broad asset classes (like stocks, bonds, or commodities) the platform's own research models currently favor or avoid, based on where the market cycle seems to be right now. It's a research-level view, not picks for you to act on directly — not a recommendation to buy, sell, or hold any security.

What this rating means

Each asset class above is tagged Favorable, Neutral, or Unfavorable based on where it sits in the market cycle right now, with a suggested Allocation weight next to it. Favorable asset classes are ones the models currently see tailwinds for; Unfavorable ones face more headwinds.

How Investelligence uses this rating

These per-asset-class outlooks drive the Diversified Asset Class Overlay strategy below — shifting weight toward Favorable asset classes and away from Unfavorable ones over time, versus a static 60/40 portfolio and a Target Date 2050 fund. Research illustration only, not investment advice.

Diversified Asset Class Overlay Performance

ⓘ How a strategy that shifts asset-class exposure over time has performed compared to a static 60/40 portfolio and a Target Date 2050 fund, month by month and by calendar year.

Illustrates a strategy that allocates across asset-class ETFs based on the outlook above, compared to a static S&P 500 benchmark.

Calendar Year

ⓘ Dashed lines indicate backtest period. Solid lines indicate live model tracking.

Diversified Asset Class Overlay vs Static 60/40 Portfolio — Cumulative Return

Returns adjusted for capital gains tax assumed at 37%. Hypothetical research illustration, not investment advice.

For research purposes only. Market ratings and sector outlooks are based on historical quantitative data and do not constitute a recommendation to buy, sell, or hold any security.

Name	Ticker	Category	Expense	Profile	Score	Perf	Risk	Drawdown	Regime	Risk-Adj	3M Trend	12M Trend
Loading rankings…

Viewing market: United States

What-If / Regret Analysis

This tool helps you cut through regret. When markets drop, it's natural to want to panic-sell — and when they rally, it's natural to feel FOMO and jump back in. This simulation shows you exactly how selling on the way down and buying back on the way up would have actually played out for your investment, compared to simply holding it the whole time — so you can see the real cost (or benefit) of reacting versus staying put.

Portfolio / Investment

Rolling

1Y

3Y

5Y

10Y

Custom

From

To

Sell if drawdown reaches

Buy back after recovery of

Simulated Growth With Sell/Buy-Back Discipline

With Discipline (simulated) Buy & Hold (no discipline)

Buy & Hold

—

Ending value, no sell/buy-back

With Discipline

—

Ending value, simulated

Hypothetical historical illustration. All performance and simulation results are based on model/historical returns data. They do not represent actual investor returns, are not a recommendation to buy, sell, or hold any security, and do not constitute investment advice. Past performance does not guarantee future results.

Dollar Growth Calculator

See historical growth of an investment with recurring contributions and withdrawals applied to actual historical returns. Backward-looking only -- not a projection of future results.

Investment

Starting Amount

Contribution

Frequency

Withdrawal (per period)

Period (months of history, up to 120)

Ticker	Source	Blended Weight	$ Value
Run analysis above to see blended holdings.

Viewing market: United States

Applies to Strategy Stress Analytics and the investment options shown in Investment Goal Planner. Plan Scenario Test's own calculations are not market-specific.

Stress Test a Portfolio or Investment

Portfolio / Investment

Benchmark

Scenario

Historical stress illustration. Not a prediction of how any portfolio will behave in a future stress event, and not investment advice.

Regime Scenario

ⓘ Estimates how a portfolio might behave if market conditions shift into a more cautious, defensive, or risk-on environment, based on historical patterns during similar past shifts.

Good morning, Investor.

Rotation Overview - US

Top 10 Most Crowded Trades

My Portfolio

Upload your portfolio

Sector Allocation

Top 10 Concentration

Concentrated Holdings

Correlation Matrix — Holdings

Holdings

Risk Influencers — Return Attribution

Account Profile

Subscription & Billing

Available Plans

Community Center

Knowledge Center

Market Intelligence

S&P-500 ETF Monthly Returns by Rating

Rating Interpretation

Dynamic 60/40 Strategy

Monthly Returns

Dynamic Sector Allocation Strategy Performance

Dynamic Factor Allocation Strategy Performance

Diversified Asset Class Overlay Performance

Risk Level

Correlation & Beta vs Benchmark

Risk Influencers — Return Attribution

Planning Risks

Diversification Score

Cumulative Performance

Comparison Summary

Summary

Portfolio Analytics

What-If / Regret Analysis

Dollar Growth Calculator

Blended Holdings

Analytics

Annualized Returns

Risk Parameters

Regime Analysis

Correlation Matrix — Holdings

Risk Level

Correlation & Beta vs Benchmark

Risk Influencers — Return Attribution

Planning Risks

Diversification Score

Cumulative Performance

Comparison Summary

Efficient Frontier — Similar Risk, Similar Asset Class

Frontier Members

Portfolio Impact Analysis

Portfolio Screener

Strategy Stress Analytics

Regime Scenario

Investment Goal Planner

Plan Scenario Test

Saved Scenarios